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NFC payment enter into normal life- Android 4.4 KitKat Will Include NFC Card Emulation
If you believe the predictions, Google is going to announce Android 4.4 KitKat (and the Nexus 5) in mere hours. According to a new report based on leaked marketing materials, Android 4.4 is going to include NFC Card Emulation Without Secure Element.
In the previous android version, NFC payment is relied on secure element to store sensitive user information. However,
Part of the updated OS could be a change to the way NFC operates. Android will stop relying on the NFC secure element to store sensitive account details and credentials. Instead, Android might be able to emulate credit cards, transit passes, and secure entry badges in a more straight forward way.
This is a hugely important development, and one that's long overdue. You've probably noticed how Google Wallet has failed to arrive on very many phones. That's because of the requirement that it uses the secure element in NFC chips. Carriers don't like that and have mostly prevented the Wallet app from being bundled, expecially banned in Chinese market. It's been passed off as a security concern by Verizon, but it seems more likely the carriers wanted to give the competing ISIS standard access to the secure element in phones.
From all the leaks, we've known for a while that the Nexus 5 uses the same NFC chip as the 2013 Nexus 7 – the Broadcom BCM20793M, which lacks a secure element. So Google's new flagship device probably won't support Wallet as it has existed to this point. That doesn't sound likely, does it? This makes the report of a revamped Wallet sans secure element seem infinitely more plausible. There is also a patent application that appears to discuss such a system.
If this report is correct, Google will have pulled an end-run around the carrier blockage of Wallet. If the secure element is no longer required, Google Wallet could work on any device running Android 4.4 – it might even be downloadable from Google Play like any other app. It isn't yet clear how Android will be securing personal information if not in the secure element hardware, but maybe that's why it's taken so long to happen – it's just a really hard problem to solve
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